| Fossil's Dreams |
| Florida I bet is a beeatch for boat insurance. I've seen those yachts in Miami lol |
Morning Frost and Afternoon Sunshine| Fossil's Dreams |
| Florida I bet is a beeatch for boat insurance. I've seen those yachts in Miami lol |
| Portrait Paints Stud |
| Oops you meant Massachusetts when you said MA Lol I thought it was a shorthand for somthing insurancey |
| Jericho Stables |
| MA is Massachusetts. They are very different than other states, so my job has a specific team to handle those policies. |
| Jericho Stables |
| I do boat country wide, so all states except for the ones we don't write in (HI, AK, LA, FL) |
| Jericho Stables |
| I work for an insurance company. I do home, auto, and boat insurance. I specialize in MA auto and boat. :) |
| Portrait Paints Stud |
| Thanks Do you do insurances or are you just knowledgeable about it? |
| Fossil's Dreams |
| It's all coming back to me now Jeri LOL...but I am positive things have changed in 15 years |
| Jericho Stables |
| In NY it is a requirement that gap is included in loans, so it isn't offered under insurance. |
| Fossil's Dreams |
| OHhhhh gotcha! Some banks make you, some don't last time I checked |
| Jericho Stables |
| Uninsured liability is as it sounds, the other party does not carry insurance. There is also Underinsured, which is for example they carry state minimums and it is not enough to cover the loss. |
| Jericho Stables |
| In the event of a total loss it covers the difference between what you owe on your loan and the difference your vehicle is valued at at the time of the loss. For example, your vehicle is valued at 10k but you owe 15k on it, you would still need to pay out of pocket that 5k. But gap coverage would cover that 5k |
| Fossil's Dreams |
| ah, but it's also been 15 years since I owned a car. Gap coverage? Is that the same as uninsured driver? |
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| Fossil's Dreams |
| Florida I bet is a beeatch for boat insurance. I've seen those yachts in Miami lol |
| Portrait Paints Stud |
| Oops you meant Massachusetts when you said MA Lol I thought it was a shorthand for somthing insurancey |
| Jericho Stables |
| MA is Massachusetts. They are very different than other states, so my job has a specific team to handle those policies. |
| Jericho Stables |
| I do boat country wide, so all states except for the ones we don't write in (HI, AK, LA, FL) |
| Jericho Stables |
| I work for an insurance company. I do home, auto, and boat insurance. I specialize in MA auto and boat. :) |
| Portrait Paints Stud |
| Thanks Do you do insurances or are you just knowledgeable about it? |
| Fossil's Dreams |
| It's all coming back to me now Jeri LOL...but I am positive things have changed in 15 years |
| Jericho Stables |
| In NY it is a requirement that gap is included in loans, so it isn't offered under insurance. |
| Fossil's Dreams |
| OHhhhh gotcha! Some banks make you, some don't last time I checked |
| Jericho Stables |
| Uninsured liability is as it sounds, the other party does not carry insurance. There is also Underinsured, which is for example they carry state minimums and it is not enough to cover the loss. |
| Jericho Stables |
| In the event of a total loss it covers the difference between what you owe on your loan and the difference your vehicle is valued at at the time of the loss. For example, your vehicle is valued at 10k but you owe 15k on it, you would still need to pay out of pocket that 5k. But gap coverage would cover that 5k |
| Fossil's Dreams |
| ah, but it's also been 15 years since I owned a car. Gap coverage? Is that the same as uninsured driver? |
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