Anybody have any tips on how to raise money to buy my heart horse? Given I work/ride for a breeder, I ride a bunch of different horses but the one I really like is the gelding I've been riding. He's a 17hh+(can't measure him for more than 5 seconds because he thinks the stick is gonna eat him), 6 year old Friesian sport horse gelding. I took him to a clinic and it was mine and his first time at a clinic and he did great. He trusts me a lot and we've really bonded. My friend who was at the clinic with me said when I left the barn, he started pacing in his stall and he wasn't before I left. He's 15k, so any tips on how to get money to afford him would be very helpful.

Do you need to make money to buy him, or to care for him?

Buying a horse, no matter the price tag, is the cheapest part. I'm assuming you have a job? I'd say just save and invest until you can afford it.

Yes, I'd take a look at your savings and income. How much do you have saved, and how much can you put away per paycheck. And like the person above me said, remember that the purchase price is just the beginning of what you will spend on your horse! Board, vet visits, farrier visits, lessons, tack, grooming supplies, shows, etc. all cost money. Talk to people in your barn about what they spend per month.

Talk to the breeder, come up with a plan. See if you couldn't do a payment plan of sorts- I spent six months paying off my horse. They may be more willing to help you out since you already work for them. Also, make sure you have a plan to afford him in place, such as barn/vet/feed/farrier/etc, especially if this is your first horse.

I have a couple places picked out to board already, one of them I visited a couple years ago for a show and their facilities were absolutely gorgeous. A couple other ones are pretty nice too, my biggest concern is an indoor or covered arena because I simply cannot ride outside in muddy and rainy conditions, it's too dangerous sometimes.

They will let me do payments and I did the math, $100 a week would get him payed off in less than a year.

As for a job, I'll be getting one this summer with a friend and it pays at least a thousand, which will be his down payment because they require around 10% down payment. I'd pay him off as soon as I got a job I can stand working at. I've talked it over with my parents and I asked them if they could help me out with his board if I absolutely needed it and they said maybe, depending on the job my dad has at that time.

Farrier: I can get an internship with the farrier we use right now and do the trimming myself hopefully afterwards. He's mostly barefoot, we only put shoes on him recently because we were riding him a lot.

Feed is covered by the barns I'm looking to board at but I can request specific supplements to be given at my own cost. He would probably be on pasture board just because it's cheaper and he gets extremely energetic and a little nippy in a stall for too long.

Our vets out here let us do payments as well, so that should help. I myself have taken a couple vet and animal science classes so I could do the simple things, like shots, medications, etc myself. Just stuff I can go to tractor supply and buy.

I really doubt someone would let you take that long to pay off a horse .. I sure wouldn't if I were a seller. Perhaps you should look to buy a horse within your budget.

Actually my grandmother is working on buying a horse from them and they're perfectly fine with the buyer taking about a year to pay off the horse. I know how they work because I've been there when they sell their horses. I can work things out with them, such as when a horse they have that I've trained that sells, I get 10% (this has already been discussed) and the 10% goes towards paying him off instead.

I agree with everyone, there's definitely some very valid points. (Especially if you are doing pasture board, they're more likely to get hurt (not to mention if it's muddy scratches, rain rot, etc) , so you'll have to always be ready for an expensive vet visit, I've had to learn this the hard way haha) I got in with a training facility as an exerciser and was making $25 per ride, and every horse was ridden atleast 2 times a week. I'd ride a minimum of 2 horses a day, and I was able to basically get free board on 2 of my horses without my parents having to help. I'd definitely try and work with different barns, wether it's doing chores, or anything else they may need. Some barns around here atleast allow you to work off your board, or discounted rates if you come everyday and clean your own stall. Definitely just something you'd have to discuss with your barn owner.